What happens if your business is shut down?

This could happen due to natural catastrophe (flood) or accident (fire). No matter, if you are unable to bring in an income, what happens to your livelihood?

Depending on the type of policy you choose and the type of perils the policy covers, if you are unable to conduct business, insurance can pay the income you lose as the result of a loss (catastrophic or accidental). There is also keyman (see this section) coverage to cover key people in your business.